Mortgage Loans in Singapore

Bringing you customisable mortgage loan solutions to optimise your cash flow.

Our team specialises in tailored mortgage solutions, regardless of your needs, they are able to provide you with sound solutions. Be it refinancing or cashing out your home or commercial property, we are here to help.

Mortgage Home or Commercial Property

Refinance a Mortgage


Tailored Property Mortgage Loan Solutions for You

Have you been thinking about how you can get cash in order to improve your cash flow, grow your business, or pay off your debt? For whatever purpose you need the money for, we can help you mortgage your property to get the cash you’re looking for. We can also help you refinance your home or commercial property if it is still under financing so that you can reduce your monthly payments and possibly get cash out too.

All home and commercial property mortgage loans we offer are tailored to your needs and are guaranteed to get you maximum savings and the highest possible cash out.

As soon as we have an idea of what you need and how much cash you will need from your mortgage, we can provide you with information on your mortgage loan eligibility and other upfront costs such as stamp duty, legal fees, and monthly payments.

Best of all, you have the option to get an interest-only mortgage loan. Unlike traditional loans, our interest-servicing loan does not require principal repayment. Therefore, you’ll be able to save a lot of money on your repayments each month!


Discover the best interest-only repayment mortgages in Singapore for your home and commercial property.

Property Mortgage Loans Designed Specifically for You

When things are tough and you need a lender who can mortgage your home or commercial property to get the immediate cash you need, we’re here to help. Every mortgage loan we offer is tailored to your individual circumstances to the maximum extent possible. We also aim to get you the property mortgage loan you need as fast as possible, especially when you need it urgently.

Home Mortgage Loans

Have you paid off your home loan? If you need cash for personal or business reasons, why not mortgage it? With our home mortgage loans, you will be able to get approved quickly and receive reimbursement as soon as possible.

Home or residential properties we mortgage in Singapore:

Non-landed Private Residential Properties:

  • Private Condominiums
  • Apartments

Landed Private Residential Properties:

  • Semi-detached Homes (SMD)
  • Terraced Homes
  • Cluster Houses
  • Townhouses
  • Shophouses
  • Bungalows
  • Good Class Bungalows (GCB)

Commercial, Industrial & Retail Property Mortgage Loans

Expanding your business? Planning a big business venture? Want to invest in something that has a high return? Getting a mortgage on a commercial, industrial, or retail property is a great way to get the funds you need.

Commercial, industrial & retail properties we mortgage in Singapore:

  • Commercial Buildings & Office Spaces

  • B1 Light Industrial Spaces

  • B2 General Industrial Spaces

  • Logistics Warehouses

  • Small Storage or Work & Store Concepts

  • Shopping Malls

  • Pet Shops 

  • Gyms

  • Restaurants 

  • Bars 

  • Shophouses 

  • HDB Shophouses

Mortgage Refinancing

Getting cash out or lowering your interest rate and monthly payments is one reason to refinance your mortgage with us. Whether you’re looking to get cash or save more, we can help you.

Mortgages we refinance in Singapore:

  • Non-landed Private Residential Property Mortgages
  • Landed Private Residential Property Mortgages
  • Retail Property Mortgages
  • Commercial & Industrial Property Mortgages

Let's Get You the Mortgage Loan You Need

Contact us today via the channel that’s most convenient for you.

Book a Mortgage Advisor​

Schedule a callback

WhatsApp Us

Chat via WhatsApp

Message Us

Leave us a message

Property Mortgage Loan Comparisons

Embrace the mortgage experience that’s tailored to your immediate needs and say goodbye to cookie-cutter mortgage loans! During times of distress or urgent needs, we understand how difficult and stressful it can be to get cash. That is why we have developed a simple and fast application, approval, and reimbursement process for you.

PropertyMortgageLoans.sgFinancial Institutions
Basis for mortgage approvalEquity/Real EstateCredit score, credit history, and income
Credit rating importanceNon-crucialCrucial
Property TypesAll including HDB and JTC propertiesTypically residential and commercial (depending on trades)
Loan TermsFlexibleStiff
Approval ProcessA few days to a weekWeeks
Loan Disbursement1-2 weeks from approval2-3 months from approval

Why Us?

We’re Here Because of You

It is our committment to help you get the cash you require, especially if no one else is willing or able to assist you and to help you reduce your monthly payments. We are here to redefine property financing in Singapore, make things easier for you, and be a reliable resource whenever you need us.

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Combined Experience

Here are some reasons why we're the right choice for you for your Property Mortgage Loan needs:

Interest-only loan repayment

Interest is serviced without repayment of principal

Partnership with major banks

Partnered with more than 10 banks in Singapore

70% valuation

70% of total property valuation done by a professional assessor

Dedicated to finding you the best

Unbiased and best advice, comparisons, and interest rate offers

We put you first, not your credit score

Considering your needs above your credit rating

Comprehensive range of mortgages

Fixed and variable rates to suit your needs

Friendly and personalised service

Prompt, friendly, and efficient response and handling

100% free of hidden charges

Fully transparent with lawyers handling all legal paperwork

Easy and fast loan application

Easy and fast loan application and approval in a few days

We Make It Easy for You to Get the Right Property Mortgage Loan

You can count on us to make your Property Mortgage Loan journey as smooth and easy as possible.

Get in Touch or Apply Online

Whether it's by booking a mortgage advisor, chatting with us, or sending us a message, we're happy to assist you. Or if you'd like things done faster, apply online for any type of property mortgage loan - it'll only take a minute and won't affect your credit score.

Count on Our Mortgage Advisors

We have a great group of Mortgage Advisors who are friendly, great listeners, and experts at what they do. Providing you with expert advice and working out the best property mortgage loan or mortgage package or interest rate is what they specialise in.

Put Your Feet up and Relax

We'll handle everything else, so you can sit back and relax until your mortgage loan is approved. Each step of the process will be communicated promptly to you, and we will notify you once everything has been accomplished.

Frequently Asked Questions

We at can help you secure the most competitive home and commercial property mortgage loans in Singapore.

We offer interest-only repayment, our eligibility requirements are less stringent, we approve and reimburse fast, and our processes are much simpler. Why waste time visiting bank branches and making sense of mortgage loan packages? Let us do the heavy lifting. From sharing customised recommendations to processing your home or commercial mortgage application, our Mortgage Advisors will be with you every step of the way.

No. Our service is free.

Submit an enquiry here and our Mortgage Advisor will call you within 1 business day.

  • To get started, you’ll need:
  • A copy of your NRIC/Passport
  • Latest 3-month payslips
  • Latest Income Tax Notice Assessment (latest 2 years if you’re self-employed)
  • Your CPF contribution history
  • Your Option to Purchase or Sale and Purchase Agreement

We’ll walk you through the rest when you contact us here.